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Mortgage 1, Inc is one of the largest originators of Rural Development loans in Michigan.  To qualify for this great first time home buyer program, you have to purchase a home in certain areas indicated on the Michigan Rural Development map.  A common misconception about the qualifying areas is that it has to be a “rural” area to use the Rural Development loan, this is not the case.  For example, you can purchase a home in a city as long as the city is deemed a “rural” area by the USDA.

The USDA has a great tool available to everyone to simply input a property address to check if a property is in an eligible area for the Rural Development loan program.  You can access this tool, by clicking the link below.

USDA Rural Development Eligibility Tool (map)

Remember, to qualify you must also meet the Michigan Rural Development income limits.  If you meet both requirements, the Rural Development loan is a great option for not only first time home buyers, but repeat home buyers as well.

Ready to take the next step?  Pre-Qualify Now.

Rural Development Map Michigan
Mortgage 1 Fenton Team

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