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FHA loans have loan limits that vary in each state. The limit changes depending on whether the property is a single-family or multi-family home. You can purchase a home with a sale price higher than the Michigan loan limits below, however you will need to increase your down payment if you are putting the minimum down payment of 3.5%. Please see our FHA mortgage loan page for more details regarding Michigan FHA loans.

Single Family Home: $420,680
Two Family Home: $538,650
Three Family Home: $651,050
Four Family Home: $809,150

Last updated 11/18/2021

Michigan FHA Loan Limits
Mortgage 1 Fenton Team

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