Acceptable Sources for your Down Payment and Closing Costs
When applying for a mortgage loan, there are certain funds that are acceptable and not acceptable to use in a ...
Gross Income vs Net Income
The Difference Between Gross and Net Income for Mortgage Borrowers If you’re looking into applying for a mortgage, it is ...
30-Year Mortgage Rates at Near-Record Lows
Are you considering purchasing a home or refinancing? If so, now is the time to act. Comparatively speaking, mortgage rates ...
5 Reasons to Refinance Your Mortgage
There are many great reasons to refinance an existing mortgage. Mortgage interest has historically been treated differently than all other ...
5 Tips On What NOT To Do Before Applying For A Mortgage
As a general rule, if you’re looking to apply for a mortgage, you’ve probably never been through the mortgage process ...
What are “Closing Costs”?
What are closing costs? That’s a question most first-time home buyers ask. Many repeat buyers do, too. Many home buyers ...
It’s a Good Time to be a First-Time Home Buyer
Despite some challenges and market slowdown, first-time homebuyers had a successful year last year. According to the Genworth Mortgage Insurance ...
Tips for Buying a Home in the Spring
What is the best time of year to buy a house? Anytime, really. But spring, especially, is a great time to buy ...
Should you get a second opinion on your mortgage pre-approval?
So, you are pre-approved for a mortgage loan and your shopping for homes. You can't wait until you find your ...
Are There Exceptions to Bankruptcy Waiting Periods When it Comes to Mortgage Loans?
When it comes to applying for a mortgage, most options have a seasoning period (waiting period) before you will qualify ...
