Acceptable Sources for your Down Payment and Closing Costs
When applying for a mortgage loan, there are certain funds that are acceptable and not acceptable to use in a ...
Gross Income vs Net Income
The Difference Between Gross and Net Income for Mortgage Borrowers If you’re looking into applying for a mortgage, it is ...
30-Year Mortgage Rates at Near-Record Lows
Are you considering purchasing a home or refinancing? If so, now is the time to act. Comparatively speaking, mortgage rates ...
5 Reasons to Refinance Your Mortgage
There are many great reasons to refinance an existing mortgage. Mortgage interest has historically been treated differently than all other ...
5 Tips On What NOT To Do Before Applying For A Mortgage
As a general rule, if you’re looking to apply for a mortgage, you’ve probably never been through the mortgage process ...
What are “Closing Costs”?
What are closing costs? That’s a question most first-time home buyers ask. Many repeat buyers do, too. Many home buyers ...
It’s a Good Time to be a First-Time Home Buyer
Despite some challenges and market slowdown, first-time homebuyers had a successful year last year. According to the Genworth Mortgage Insurance ...
Tips for Buying a Home in the Spring
What is the best time of year to buy a house? Anytime, really. But spring, especially, is a great time to buy ...
Why Mortgage Insurance?
Mortgage insurance? What is it and why do you need it? For a lack of better words, mortgage insurance or ...
Should you get a second opinion on your mortgage pre-approval?
So, you are pre-approved for a mortgage loan and your shopping for homes. You can't wait until you find your ...
