Since 1994, Mortgage 1 has been helping families throughout Michigan. We offer conventional, FHA, Rural Development, MSHDA and VA home loans for both purchase and refinance. We also offer other loan options if you do not fit the guidelines of these typical mortgage loans, such as Doctor Loans and rehabilitation loans. We will walk you through each step from getting pre-approved, shopping for homes and making an offer.

We believe in treating every client and business partner with the service and respect they deserve. With this principle in mind, it ensures satisfied clients and business partners which result in referrals into the future. We would be honored to assist you and your family with your home loan. Whether you are purchasing your first home or refinancing your current home, allow us to assist you every step of the way so that you have an exceptional experience.

Mortgage 1, Inc. – NMLS ID 129386

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Our Team

Jim Papatheodore

Mortgage Loan Consultant

Jim is a long-time resident of Fenton and has been a mortgage loan officer in the area for over 20 years. Jim and his team have extensive knowledge of conventional, FHA, Rural Development and VA mortgage loans.

Jim will walk you through each step from getting pre-approved, shopping for homes, and making an offer. He believes in treating every client and business partner with the same care, service, and respect that he would expect someone to show him. With this principle in mind, it ensures satisfied clients and business partners which result in referrals into the future.

Whether you are purchasing your first home, buying a second home, or refinancing your current mortgage, Jim works hard to help each and every client have a positive experience.

NMLS ID: 131478
Florida License LO118850

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Jim Papatheodore

Austin Dalessandro

Mortgage Loan Consultant

Austin Dalessandro has been in and around the mortgage industry since 2014. His client-first nature and passion for helping individuals make their house a home has helped him excel in his field. He is well-versed in FHA, VA, Rural Development and conventional mortgages. If you are looking for a Loan Originator that will have your best interests at heart and be your advocate throughout the entire process then look no further.

NMLS ID: 1247677

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Austin Dalessandro

Caroline Turner

Senior Loan Officer

Caroline started in the mortgage industry in 2001, and she has always taken pride in offering the best customer service to her clients and referral partners by carefully walking them through each step of the process. Through the years Caroline has furthered her education in Business Management, Real Estate, Builders Licensing, Counseling, and Mortgage Lending. She believes that each of these studies has contributed to her ability to provide a positive experience, whether it is to purchase a new home or refinance an existing home. Please reach out to Caroline anytime if you are interested in a new home loan and would like to review, or just have some questions that you would like her to answer – she would be more than happy to help.

NMLS ID: 136433

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Caroline Turner

Shanna Cameron

Loan Processor

I have been in the mortgage industry for three years but have a real estate background spanning over 7 years. My responsibility as a loan processor is to act as a liaison between all parties of the transaction; from working closely with the borrowers to gather necessary documents, to working with the underwriters, real estate agents, title companies and our loan officers to ensure a seamless transaction. I am responsible for our day-to-day compliance operations, preparing and disclosing loan applications, ordering appraisals, title work, and managing the pipeline to meet closing deadlines. Hands down, my favorite part of the job is working with our borrowers. Most loans are like puzzles and require a significant amount of thought, structuring, attention, and re-figuring. There is no better satisfaction than when we can make something work for a client by overcoming any obstacle that gets thrown our way.


Disclaimer Information

Mortgage 1 NMLS #129386, Equal Housing Lender. Mortgage 1 Inc. is licensed in Michigan, Ohio #MB-804110.000, Florida #MLD282, and Texas. 43456 Mound Road Sterling Heights MI 48314. (1-866-532-0550)

Intended for the State of Michigan.

This is not a commitment to lend. Restrictions apply. All Rights Reserved. Mortgage 1 Inc. is not acting on behalf of or at the direction of MSHDA or the federal government. Mortgage 1 Inc. NMLS# 129386 is not affiliated with your current lender.

Mortgage 1, inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Consumer Financial Protection Bureau P.O. Box 4503 Iowa City IA 52244

Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. An LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.

All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice.

The information provided is for dissemination to and for the use of real estate and financial entities only and is not an advertisement for the extension of credit to consumers. Online homeownership education may be required. Equal housing lender, NMLS#129386